Alabama Auto Insurance
Like gravity, accidents can pull us down as emotionally and financially. We don’t know when will it happen but we are aware that it’s just there. The safest way to have your worries vanish, is to insure your car. Insuring your car will make you feel more secured, rather than entertaining your worries and thinking of the cost you may acquire. It’s also a must have according to the law besides the benefit of saving money out of it.
Legal Requirement
In Alabama, car insurance in general is referred to in this numerical format “20/40/10”. The “20” stands for the minimum amount of Bodily Injury Liability coverage that you need and “40” stands for the maximum limit. The “10” stands for the amount to cover any property damage resulting from the accident.
Mandatory Minimum Liability Coverage
- Bodily Injury or Death Coverage Per Person – $20,000
- Bodily Injury or Death Coverage, Per Accident – $40,000
- Property Damage Per Occurrence – $10,000
If you think that only stores offer discounts, then you’re would be mistaken! Here are some discounts for Alabama car insurance:
- Multiple Vehicle Discount – If you have more than one vehicle in a same policy.
- Driver Education Courses – Having a certificate as a good driver.
- Good Student – Having good grades, somehow 3.0 GPA or higher.
- Vehicle Features – Airbags, antilock brakes, anti-theft devices such as low jack or homing devices can lead to discounts.
- Low Mileage – If your work location is near to your home or if your vehicle is used only when necessary.
- Renewals – If you will renew your insurance after one year.
