Illinois Car Insurance
Illinois Car Insurance
Illinois is one of the most heavily traveled state because people are passing through Interstate 80 on their way to the Windy City to spend their vacation, business meeting and other matters. It is also the 5th most populated state. Cars are everywhere and so for this reason you should have car insurance.
Legal Requirement
Illinois state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 20/40/15 coverage with 20/40 UM limits.
ILLINOIS INSURANCE COVERAGE:
• Bodily Injury Liability: $20,000/$40,000 Limit
• Property Damage Liability: $15,000 Limit
• Uninsured Motorist Bodily Injury: $20,000/$40,000 Limit
Additional Coverage
Aside from those required by the law, there are also considerable types of coverage. Like other states they recommend Comprehensive and Collision coverage. This type of coverage will cover for the repairs of your vehicle that was being acquired because of your fault.
